{"id":16,"slug":"gumroad","name":"Gumroad","country":"美国","category":"数字产品","official_url":"https://gumroad.com","signup_cn":1,"id_required":"邮箱即可注册，无月费","tax_form":"—","payout_channel":"仅 PayPal（银行出款名单无中国大陆）","payout_days":null,"fee_rate":"直接销售 10% + $0.50；Discover 市场流量订单 30%","first_order_days":null,"test_status":"未测","tested_at":null,"evidence_url":"https://help.gumroad.com/article/280-getting-paid","notes":"出款费 2%，最低 $100，销售款持 7 天。叠加 PayPal 4.4%+$0.30 后综合损耗约 20%。创作者中位月收入约 $72，44% 产品零销量。","updated_at":"2026-11-08 00:00:00"}